A money coach in your corner every month, to help you make a plan and stick to it when life gets in the way.
£199 a month · Cancel any time
“I’m calm about money because I have an expert who has my back.”
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You’ve tried apps, spreadsheets and budgets. They work for a few weeks, then life gets in the way and you’re back where you started.
I was on target to earn over £50k in 26/27, but still not making the day-to-day finances work or able to overpay on my mortgage.
There’s so much advice online that it feels easier to do nothing. You want someone to guide you, not another video.
There was so much talk about investing on social media, and I was very confused by it all.
You’re not quite ready to see a financial adviser, but want expert guidance without the judgement.
This isn’t for you if you want stock tips, a get-rich-quick plan or someone to manage your money for you. It’s also not for you if you’re not ready to show up once a month and do the work in between.
Your journal is where your coaching happens. It's private to you and Peter, and works on your phone and laptop. You book your monthly sessions with Peter right from your journal. Your first session sets your goals. From then on, every session, task and message is there to help you build confidence, take control of your money and reach your goals.
Example journal with made-up details. Your journal is private to you and your coach.
Before your session
Write in your journal, or send a voice note, and say how each goal is feeling. Peter reads it before you meet, so your hour goes on what matters this month.
Making a timeline for my financial goals was extremely hard, but it was a really useful way to see them, and I often look back at it for motivation.
Your session
60 minutes on Zoom with Peter. Together you agree this month’s to-do list and the tools to use. It’s all saved in the journal you share, so you always know what to work on next.
When I eventually opened up about my financial concerns, he was empathetic and didn’t seem fazed by what felt to me like a huge problem.
Between sessions
Tick off your to-do list as you go. Peter replies to your entries, you can message him on WhatsApp with quick questions, and your phone tells you when there’s something new.
I can ask any question, even if it seems silly, and share my highs and lows outside the meeting times.
Two members on where they started, what changed, and where they are now.
“I now have a Calm Money roadmap to a better financial future. I’m calm about money because I have an expert who has my back.”
Jean has a monthly one-to-one with Peter.
“Before joining, I felt that money had no respect for me. Now I’m more optimistic and hopeful about my future.”
Semayah has a monthly one-to-one with Peter.
Peter Komolafe, founder of Calm Money and your coach. This is how it came to be.
Fostered at three months old, I grew up without money. I still remember how my friends’ dinners always smelled better than ours. I had no idea the scarcity mindset forming in those moments would go on to hurt my finances as an adult. At eight, I was told I was going to Nigeria for a two-week holiday. It lasted ten years.
I returned from Nigeria in 1998 with £50 in my pocket and, not understanding how money worked, ended up homeless and sleeping on the streets. By 2001 I was in debt, and I stayed there for over a decade.
In 2006, I found a job as a bank cashier and worked my way through retail and corporate banking before reaching wealth management in Canary Wharf in 2012. For the first time, I was earning good money, yet I still felt stuck. I understood everyday financial products but knew nothing about investing, and the scarcity mindset from my childhood had me overspending and living for the moment.
Then a manager showed me I was earning enough to buy my first property. That conversation sparked the biggest mindset shift of my life. I set proper goals, stopped spending aimlessly, cleared debt I’d struggled with for over ten years, bought my first home and finally started investing. Not bad for someone who once slept on the streets.
In 2020 I started a YouTube channel, which led to my bestselling book with HarperCollins, The Money Basics: How to Become Your Own Financial Hero, in 2023. I’ve appeared on shows including Lorraine, Steph’s Packed Lunch, Secret Spenders: Beat the Price Rises, Family Budget Switch Up and Jeremy Vine, and as a financial expert on BBC News, Sky News, Channel 5 News and the BBC World Service.
I ended up sleeping on the streets because I didn’t understand simple budgeting. It’s why I joined a team campaigning for financial education to be made compulsory in primary schools, taking our case from Parliament all the way to Number 10. From September 2028, children in England as young as five will learn the fundamentals of money in school.
I’ve come a long way from noticing whose dinner smelled better. But the biggest lesson from that journey is one no textbook taught me: you can understand money and still be controlled by it. One conversation shifted my mindset, but it was the action I took afterwards that changed my life. It took years to realise how many people are stuck where I was, earning, trying, and still not moving forward. Calm Money is my answer to that. A place to stop overthinking your money and start taking the steps that move you forward, so you don’t have to wait as long as I did.
A one-to-one with your coach every month, and your shared journal to keep you on track between sessions.
£199a month
Your own money coach, every month.
Join Calm MoneyCancel any time. Not sure yet? Book a free 20-minute call
Peter is patient, kind and listens.
Yes, whether you’re in debt, debt free but stuck, or self-employed with an income that goes up and down. Your first session starts from where you are: clearing debts in the right order, building a safety net, or steadying an irregular income, then getting you investing with confidence. Each month you review progress with Peter and adjust when life changes.
One hour a month on Zoom with Peter, plus about 15 minutes before each session to write your journal entry. Between sessions you work on the few tasks you agreed together.
No. Calm Money is financial education. It teaches you how money works and helps you build your own system, it does not recommend specific investments or products for you. For regulated advice, speak to a financial adviser authorised by the FCA.
Tell Peter at least 24 hours before and you’ll rearrange it, within the same month where possible.
It depends on your circumstances, and it’s always your choice. We suggest giving it at least three months. That’s usually when people have built strong foundations, feel more in control and start reaching their goals. Many stay for six or twelve months to see bigger goals through. You can cancel any time, so you decide based on the progress you’re making.
Calm Money is £199 a month. You can cancel any time from your coaching journal, and your membership continues until the end of the month you’ve paid for.
Yes. Book a free 20-minute call to talk through where you are and whether Calm Money is right for you. There’s no obligation to join.
“Sometimes you have to take
a leap of faith to change your financial future.”change
your financial future.”
